Funding options

Private Payment

Grand Assistance is commonly referred to as a private-duty or private-pay home care agency.   Our Clients are directly responsible for the payment of our services.   We are happy to guide you to resources that fit your Family’s situation.  We happily accept Visa, Mastercard, and Discover.

Long Term Care Insurance

Long-term care insurance (LTC or LTCI), is an insurance product that helps provide for the cost of long-term care. Grand Assistance is a Network Provider for most Long Term Care Insurance companies.  We are happy to facilitate the administration of your claim.

Bridge Loan

Sometimes Families have the bulk of their wealth invested in illiquid assets and bridge financing can provide access to funds.  We are happy to share references for local banking resources.

Reverse Mortgage

Reverse Mortgage Financing enables Clients to remain in their home by making their homes equity available for financing Long Term Care.

Life and Viatical Settlements

In some circumstances life settlements make sense.  This is the sale of a life insurance policy to a third-party for a lump sum amount greater than cash surrender value but less than the net death benefit. The policy is typically no longer needed or wanted and represents a dormant asset for the owner.

Veterans Administration Aid And Attendance Pension Benefit

This Pension is a benefit paid to wartime veterans who have limited or no income, and who are age 65 or older, or, if under 65, who are permanently and totally disabled.   Veterans who are more seriously disabled may qualify for Aid and Attendance or Housebound benefits.    These are benefits that are paid in addition to the basic pension rate and available to spouses.

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